Health Insurance Exemption Guidelines
To verify that your health insurance coverage meets the University’s requirement, bring your policy (or a descriptive brochure) and your health policy identification card (ID cards without supporting information are not sufficient documentation) and present them at the University Benefits Office by the first week of classes. Also bring a completed Proof of Coverage Form (see the link under "Plan Enrollment and Exemption").

Your insurance documents should be in English. If they are not, obtain an official translation before leaving your country.

Your insurance documents must clearly indicate the coverage provided for medical costs, and include:

• Your name
• The beginning and ending dates of your coverage (spanning at least one semester)
• Any exclusions (specific health services your policy does not cover)
• Hospitalization coverage (including surgery) of $75,000 or more
• Proof that your insurance is paid in full and noncancelable (use of monthly payment plans does not qualify).
• Proof that your insurance is renewable for continuous coverage (i.e., conditions covered under the initial policy do not constitute a preexisting condition under the renewal policy)

After the University's exemption deadline has passed, only partial exemptions will be granted. You will be required to pay an insurance premium for coverage from the date of the applicable deadline to the date on which you present the exemption documents and they are accepted.

Students who are exempted for the entire year must provide documentation of other insurance coverage at the beginning of the next academic year. If you are not exempted for the entire year, you must return to the University Benefits Office every semester you are enrolled in school to be exempted. Failure to do so may result in nonrefundable insurance charges being added to your U-bill.