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Annual Open Enrollment

Changes Effective January 1, 2011

Faculty, Professional & Scientific, and Merit Supervisory/Exempt Staff

Important Information About
Your 2011 Enrollment Selections

New Benefits Program

A new benefit program recommended by the Funded Retirement and Insurance Committee (FRIC), and approved by President Mason takes effect January 1, 2011. 

This robust benefits program is designed to be sustainable, equitable, and flexible.

You can find more information about the new program, including both a print and multimedia presentation at: http://www.uiowa.edu/hr/benefits/benefits11/index.html 

Health Insurance

There are no major changes to coverage on the health plans. 

Dental Insurance

Dental III has been discontinued due to low enrollment.  There are no changes to coverage or plan structure in
Dental I or II. 

Group Life Insurance

The University contribution to your benefits program for group life insurance is 2 times salary, up to a maximum of $400,000 in coverage. 

If you select 50,000 in coverage and your salary is at least $25,000 annually, you will not see a charge on your electronic enrollment, and you will be eligible for a Shared Savings Credit. 

If you select two times your salary in coverage, you will see a charge and an equal credit for the University contribution on your electronic enrollment. 

You still have the option of purchasing 2 1/2 or 3 times your salary in Group Life Insurance if you so desire.  If you choose this option, you will see the full cost of the 2 1/2 or 3 times your salary in Group Life coverage on your electronic enrollment, and you will see the University credit for 2 times your salary in coverage.  Your cost will be the difference between the two.

Supplemental Group Life Insurance

Premiums have increased for most age levels.

Long-term Disability Insurance

The Long-Term Disability Insurance is mandatory and is paid for by the University.  

Coverage is no longer incremental over the first 5 years of employment, so there is no longer a need for wrap-around coverage. 

Because the University pays for this coverage directly, there is no longer an after-tax option.

The long-term disability insurance program now provides a 60% salary replacement level. 

Flexible Spending Accounts

Due to the change in benefits plans, last year's contribution amounts will not automatically carry over for 2011.   The University contribution will default to $0.00, unless you have credits you have not applied to the purchase of benefits.  If you have not applied all of your General Benefits Credit or Shared Savings Credits to the purchase of benefits, any remainder will go into a healthcare spending account by default.  

If there is a minimum amount you want deposited in your spending account/s, you must work your open enrollment to ensure the amount being deposited is what you desire. 

The maximum contribution allowed to a healthcare flexible spending account will remain $6000.  The dependent care spending account maximums have not changed and will remain at $2500 for those who file their federal taxes as married filing separately and $5000 for all others. 

The healthcare spending account rules have changed regarding over-the-counter medicines (aspirin, tums, cold medicine, etc.)  To be reimbursable, you must now have an actual prescription for these items, and quantities are
limited to individual personal use.

Questions? Need Help?

If you have questions or concerns regarding the benefit changes effective January 1, 2011, or if you need assistance or have questions during the process of completing the enrollment form online, please e-mail the Benefits Office at benefits@uiowa.edu.

You may also stop by the office at 120-40 University Services Building,
or call (319) 335-2676; toll free (877) 830-4001
Fax: (319) 335-2776

web site: www.uiowa.edu/hr/benefits/   

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