2010 Flexible Credits
- Health insurance contribution is determined by the person's family status.
- Dental insurance contribution is determined by the person's family status and length of employment.
- Life insurance contribution is determined by the person's salary.
- The long-term disability contribution is determined by the person's length of employment and their salary.
Salary and length of employment are determined by the Benefits Office and generally are based on what is in effect on January 1 of each year.
| Family Status | Health | Dental | Dental (over 3 years of service) |
| Single | $450.00 | $27.00 | $48.00 |
| Employee/Spouse | $717.00 | $42.00 | $71.00 |
| Employee/Spouse-double spouse | $1,434.00 | $84.00 | $142.00 |
| Employee/Children | $568.00 | $57.00 | $75.00 |
| Family | $779.00 | $66.00 | $96.00 |
| Family-double spouse | $1,558.00 | $132.00 | $192.00 |
Life Insurance
Annual benefit salary, rounded to next highest thousand divided by 1000 X (2.0) X (.43)
Maximum coverage = $400,000Example: Salary = $49,456
(50,000) / (1000) X (2.0) X (.43) = $43.00
LTD
(Annual benefit salary) X (% of benefit) divided by (100) X (1.64) divided by 12
% of benefit is based on length of service:
0 - 1 = 0%
1 - 2 = 30%
2 - 3 = 40%
3 - 4 = 50%
4 - 5 = 60%
5 ++ = 70%Example (Two years of service): Salary = $49,456
(49,456) X (.40) / 100 X 1.64 / 12 = $27.04
If you have questions or concerns regarding the enrollment process, please contact:
University Benefits
120-40 USBEmail: benefits@uiowa.edu
Web Site: www.uiowa.edu/hr/benefits
Phone: 319-335-2676 or 877-830-4001 (toll free)
Fax: 319-335-2776