2013 Benefits Open Enrollment
Dependent and Beneficiary Designation
Instructions and Information for
Completing Your Personal Enrollment
These instructions will assist you in completing your Personal Enrollment for The University of Iowa Benefits Program.
The first step in completing your personal enrollment is verifying your dependent and beneficiary information.
Dependents: Check to make sure the dependents listed are correct. You can make additions, deletions and corrections at this time. Later in the enrollment process, you will be prompted to designate dependent. Any dependents you plan on insuring need to appear on this list.
Children may be covered on health and dental insurance until the age of 26 without tax implications. Coverage for single children who are full-time students or disabled can continue as long as they continue in that status.
The Internal Revenue Service (IRS) has determined that if an employer allows employees to insure dependent children past the age of 26 who do not qualify as the employee’s tax dependents, there is a value that must be added to the employee’s taxable salary when reporting income earned on the annual W-2. The 2012 information can be viewed at: NEED LINK HEREl .
Beneficiaries: Check to make sure the beneficiaries listed are correct. You can make any additions, deletions or corrections at this time. Later in the enrollment process, you will be asked to assign beneficiaries when selecting eligible insurance plans. Anyone you plan on assigning as a beneficiary needs to appear on this list.
If you have Spouse and/or Dependent Life Insurance, add yourself as a beneficiary with relationship "employee."
In order to permanently delete a beneficiary or if a beneficiary is not appearing under a benefit area where you want to cover them, please contact the University Benefits office.
As you are enrolling online, there are a few things to remember:
- You will always be the beneficiary for Spouse and Dependent Life Insurance.
- Life insurance proceeds are divided between primary beneficiaries. Contingent beneficiaries only receive proceeds if there are no living primary beneficiaries.
If you have questions or concerns regarding the enrollment process, please contact:
Web Site: www.uiowa.edu/hr/benefits
Phone: 319-335-2676 or
877-830-4001 (toll free)