Multiple Direct Deposit Examples:
The following are examples illustrating how the distribution of net pay is affected by deposit order. (You may also download this page in a printable pdf format.)
Assume that this employee receives $1,000.01 of monthly net pay:
Scenario #1 –
Employee wants $500 to go to a savings accounts and the rest to go to a checking account at the same institution:
| Deposit Order | Transit # | Account # | Account Type | Balance Account | Amount | % |
| 1 | 073913755 | 555555 | Savings | (blank) | $500 | 0 |
| 2 | 073913755 | 66666 | Checking | √ | 0 | 0 |
Result: $500 will be deposited to Savings first. The remaining $500.01 net pay deposits to Checking. If the net pay is under $500 then the entire amount deposits to Savings.
Scenario #2 –
Employee wants to divide paycheck 50/50 by percentage between savings and checking accounts at different institutions:
| Deposit Order | Transit # | Account # | Account Type | Balance Account | Amount | % |
| 1 | 273975098 | 555555 | Savings | (blank) | 0 | 50% |
| 2 | 073913755 | 66666 | Checking | √ | 0 | 0 |
Result: $500.00 (50%) of net pay will be deposited to Savings first. The remaining $500.01 net pay will go to Checking.
Scenario #3 –
Employee wants to divide paycheck between three accounts by amount: $300 to savings, $400 to checking, and the balance to a different checking account.
| Deposit Order | Transit # | Account # | Account Type | Balance Account | Amount | % |
| 1 | 273975098 | 555555 | Savings | (blank) | $300 | 0 |
| 2 | 073913755 | 66666 | Checking | (blank) | $400 | 0 |
| 3 | 073000545 | 98765432 | Checking | √ | 0 | 0 |
Result: $300 will be deposited to Savings first, $400 to the 66666 checking account next, and the remaining net pay will go to the Balance checking account last. If this employee was paid $625, the first $300 deposits to savings and the remaining $325 would go to the 66666 checking account. Nothing would go to the balance account.
Scenario #4 –
Employee wants to divide paycheck among three accounts by amount and percentage: $300 to savings, 10% to checking, and the balance to a different checking account.
| Deposit Order | Transit # | Account # | Account Type | Balance Account | Amount | % |
| 1 | 273975098 | 555555 | Savings | (blank) | $300 | 0 |
| 2 | 073913755 | 66666 | Checking | (blank) | 0 | 10 |
| 3 | 073000545 | 98765432 | Checking | √ | 0 | 0 |
Result: $300 will be deposited to Savings first, 10% ($100.00) of total net pay will go to the 66666 checking account, and the remaining net pay will go to the Balance account.