Create a Budget

No matter how you finance your education, you must manage your money to maximize your ability to reach your goals. Start examining your situation through our handy, simplified budget worksheet (PDF).

Ideally, you should have more income than expenses.  However, financing an education can be expensive and sometimes your income as a student is not enough.  This may be a good time to practice smart borrowing.  Smart borrowing means taking loans out when you need them, but only borrowing the amount you need at the lowest possible interest rate.

One-on-one meetings with Financial Literacy staff allow resources and tools to be tailored to your unique concerns. To set up an individual consultation, email financial-aid@uiowa.edu.